How to upgrade in ZARFUND

Upgrading is the most interesting part of zarfund.
The following picture based tutorial would make it very easy for you to upgrade.

1. Sign in to ZARFUND.



2. Click on ÜPGRADE TO NEXT STAGE"

3. Read the instructions carefully and scroll down

5. Copy the bitcoin wallet address specified.

6. Login to your blockchain wallet. To know how click here.

7. Click on SEND

8. Paste the wallet address copied from ZARFUND.
Type the exact amount of BTC required for you upgrade
Click on next step

Click on SEND.

9. Go to https://blockchain.info/

10. Paste the Bitcoin Wallet address you copied in Step 5 and paste it in the search box on Blockchain.info then click on search.

11. On the next page, look for Transactions (Oldest First). Just below that you will see a long string of characters.

12. Copy that long string of characters and come paste it in here in the Transaction Hash ID field of Zarfund
Enter the exact amount of BTC sent.
Click on submit

Congrats, you've successfully upgraded. Just wait for confirmation.

How to add your bitcoin wallet address to ZARFUND.

After signing up, the first thing to do is to add your bitcoin wallet address.



To do this, follow these easy steps:

1. Login to ZARFUND using your username and password

2. Click on "ADD YOUR BITCOIN WALLET"

A new page would open.

3. Click "ADD YOUR WALLET.

3. Fill the information required

Wallet website: https://blockchain.info/wallet/#/
Wallet address: Paste your wallet address here. (How to get your wallet address)
Secret question: Type your secret answer here



Click on submit.

CONGRATS, your wallet address is saved.



Next step is to upgrade your zarfund account.

How to sign up for ZARFUND

A brief overview of bitcoins and zarfund can be found here.

Signing up for ZARFUND involves some very easy steps.

1. Click on this link to join the Fii Wealth team
https://www.zarfund.com/ref/bca8dd5376/register

2. Click on the sign up link given. You'd be taken to this page:

You may see a message like: 

You were invited by ***** who has a maximum number of referrals. Our system has assigned ***** as your new sponsor.

Proceed with your registration . 

3. Fill in the details as shown.

Username

Email

Password

First name

Last name

Country 

Phone number

Security question (take note of this)

Security answer (take note of this)

4. Click on the captcha confirmation.

5. Click save.

CONGRATS, your zarfund account is successfully created.




Next thing is to login and add your bitcoin wallet address.

You should also join the team on whatsapp by clicking here

HOW TO GET YOUR REFERRAL LINK

After registration, participants in MMM would want to refer other people to the community.
There is also a 10% bonus on referral PH as an incentive for referrals.
This tutorial shows steps on how to get your referral link.

1. Login to your personal office (PO)
For tutorial on how to login click here

2. Click on participants as shown below:



2, Click on referrals

3. Click on show my referral link as shown below



Your referral link will be displayed as shown below



4. Copy your referral link to a safe location and share it with friends and potential downlines

Congrats. You have your referral link in easy steps.

ABC OF BONDS IN A GLANCE

The popular term bond as heard or read in the newspapers, television and other kinds of media platforms I believe have brought to many confusion upon trying to research and know more about it. In this post, i would try to make sense of bonds by explaining it in simple terms.

Firstly, what are bonds? To simply put, a bond is a form of investment security that involves giving loan to the government or company i.e. you as an individual is buying part of the debt of the earlier named institutions. It is represented by a simple piece of paper called a certificate or depository. It bears the amount borrowed from you the bond holder, the years the loan would last for, the interest rate and repayment period.

Now, i'm quite sure you would be wondering why you should lend out your money to a multi-million rich company or a revenue generating government. The answer is simple, the bond issuer attaches a coupon to the bond. The coupon is the interest rate attached to the bond issued. So, lets assume that you have some N10m that you are not using again or not using for the time being and this particular bond issuer say the government are willing to raise a debt of N10b for 10years at a coupon of 6% pa i.e. the government wants to borrow N10b from the public and are willing to pay an interest of 6% per annum for the next 10years while at maturity (after 10 years), the principal amount would be paid back. You buying N10m bond means you have borrowed the government N10m out of the N10b they are willing to raise and would be paid an interest of 6% per annum then after 10years your N10m would be paid back to you.  It is pertinent to note that the issuer has an option of call back meaning they would pay back the principal amount before maturity. Though if this provision would be obtainable, it would be expressly stated in the bond prospectus.

How then does an individual buy a bond? This is done in the bond market. As our elementary education defines market, a market is a place where buyers and sellers meet. Exactly what is defined above is what happens in a bond market. There are two types of bond market;
(a) Primary bond market
(b) Secondary bond market

The primary bond market is where bonds just offered by the bond issuer to the public are bought freshly while the secondary bond market is where tradable bonds are bought or sold. This secondary trade could be done over the counter (OTC) or on the floor of the stock exchange market. The value of bonds just like shares either goes up or come down depending on several prevailing factors. Take for instance a bond bought for say N10m could be sold higher (N11m) or lower (N9m). After which the coupon attached would now be paid to the new bond owner. It is important to note that at maturity, the face value of the bond is what would be paid as the principal amount not the amount at which it was bought.

The term yield as heard when bond is mentioned is the interest upon traded bonds.  When bonds are traded either at a higher or a lower value, the interest (coupon attached to the bond) divided by the traded value is what is called yield. The yield on a bond is always in the opposite direction to the value of the traded bond.

Finally, one might want to ask what the difference between bond and shares is. Its quite clear. With bonds, you are only borrowing the issuer money which would be paid back while with shares, you buy into the ownership of the company and would be paid dividend depending on the progress of the company (meaning its not a fixed rate as in bonds). Bond holders are always settled before share holders in a case of bankruptcy or company fold up and this is a major advantage of investing in bonds.



Well, I hope I've done justice to the concept of bond? For more financial news and updates do check our site www.fiinance.blogspot.com frequently or follow me on Twitter: @sosarichards, Facebook: Aiwekhoe Richard Osaro




 

HOW TO GET HELP ON MMM

This tutorial explains in easy steps how to get help on MMM.
If you need details on how to provide help on MMM you can click here

1. Login to your personal office
For details on how to login click here

2. Click on ""get help""


3. Mark select a card or bank account registered earlier
Click on next to proceed


4. Select the account you want and click on next to proceed



5. Select the amount you want to withdraw and click on next to proceed\



6. Confirm your account details and click next to proceed



You'll get a prompt that your request has been added. Click okay.



You should now see your request on your dashboard.



Be sure to confirm getting of help after proof of payment has been uploaded and you have confirmed reception of the help.
Write to support or contact your guider immediately there seems to be an issue.

HOW TO PROVIDE HELP ON MMM

This tutorial gives easy and well explained steps on how to provide help (PH) on MMM.
If you are just about to join MMM click here to get full steps on becoming a participant in MMM.

1. Login to your personal office.
For tutorial on how to login to your personal office click here

2. Click on ""provide help"" as shown on your dashboard
 

3. Tick the ""I read the warning"" box as shown below and click next.



3. Select ""other bank"" and click next as shown below



4. Enter the amount you wish to PH with
Click on select
Enter exactly the same amount again
Click on next





5. Type the code given in the box provided and click next to proceed as shown below


You'll get a confirmation message that your request has been added.
After this you can see your request to provide help on your dashboard.


Warning:
Only provide help with spare money
Do not provide help of an amount you don't presently have.
You cannot cancel request to provide help when you've already been matched more than once a month.
Check your mail and your personal office at least once a day to be updated with your order.
You will be given a maximum of 48 hours to make the transaction, after which you will be blocked on event of failure to do so.

Requests to provide help can take from a few minutes to over 20 days to be matched but your mavro starts growing immediately you request to PH.

After you've been matched, you'll get a mail requesting you to login to your PO.
MMM doesn't send sms, disregard all sms claiming to be from MMM.
Login to your PO and contact the participant you've been matched with before payment.
After payment, take a picture of your deposit slip or a screenshot of your transaction alert for e-banking.
Upload this as a proof of payment in the space provided
Contact the receiving participant to confirm the transaction.
He/she will be given 48 hours to make the confirmation after which he'll be blocked on event of failure to do so.
After confirmation, your PH is SUCCESSFUL.
You can now continue your mavro growth.

HOW TO ADD YOUR ACCOUNT ON MMM

After first login, it is important you add an account. This account will be used when you want to get help.
This tutorial explains how to easily add an account on MMM.

1. Login to your personal office. For tutorial on how to login click here
https://fii-nance.blogspot.com/2016/07/how-to-login-to-your-mmm-personal-office.html

2. Click on accounts as shown below


An accounts page would open.

3. Click on ""ädd""  to add account


4. Fill in your account details CAREFULLY and CORRECTLY
Please note that a change in your account details can affect your eligibility to get help and place you on moratorium. Be careful about this step.



Account name: Type your account name here
Bank identifier code: Type your bank name here
Bank name: Also type your bank name here
Beneficiary name: Type your name here
Account number: Type your account number here
You can skip bank name and sort code.
Click on save.

CONGRATS, Your account has been saved.

HOW TO LOGIN TO YOUR MMM PERSONAL OFFICE

After joining the community, you'll need to get familiar with your personal office (PO).
These are simple steps that will guide you to login.

1. Click on the link below to login to your PO
     https://mmmoffice.com/

A secure connection will be established and you'll be redirected to enter a captcha code.



2. Enter the code in the box provided and click on login.

3. Fill in your email and your password as used for the registration and click on login.



You'll be taken to your personal office after this login.

MMM PERSONAL OFFICE

Congrats, you are now in your personal office.
From here, you can handle orders, check mavro growth, provide help, get help and perform all MMM related activities.

If it is your first login, you should add an account.
A tutorial on this is coming up.

HOW TO BECOME A PARTICIPANT IN MMM

BECOMING A PARTICIPANT IN MMM

Are you ready to start growing your money by 30% every month?
Do you wish to take a step towards financial freedom?
This tutorial is an easy step by step process in joining the MMM community,  a community with participants that desire financial freedom.

Requirements:

An internet enabled device.

A good browser, chrome or firefox preferred.

Patience.

1. First click on the link below:

http://bit.ly/29xHsSr

You'll be taken to the MMM Nigeria web page.

2. Click on registration at the top right side of the page as shown below

You'll be taken to the registration page.

2. Fill in the information required:
Name
Email
Phone number (starting with +234)
Password
Repeat password
Invite: fiilosofer@gmail.com
Guider Email: fiilosofer@gmail.com
Guider phone number: +2348102945338
Fill the picture code correctly
Select the confirmation of warning
Click on register in MMM.

You would be shown a successful page.
If you are having issues with registration send a mail to fiilosofer@gmail.com

3. Click on Instructions on how to partcipate on MMM.

CONGRATS, You are now a participant in MMM.

Check the next tutorial on how to LOGIN to your personal office.

Get ready to start growing your money by 30% monthly.

You can also get your account registered remotely by sending a mail to fiilosofer@gmail.com